2026 Toyota CamryTrue Cost of Ownership in Philippines
203 hp hybrid inline-4, 2026 model. Full cost breakdown including import duty (30%), VAT (12%), insurance, fuel at ₱1.05/L, maintenance, and depreciation.
Purchase Price
$41K
Base: $28K
Annual Total
$9K
Insurance + fuel + maintenance
Import Duty
$8K
30% of base price
VAT
$4K
12% applied
Annual Insurance
$750
Avg for this country
5-Year Total
$88K
Purchase + 5yr running costs
2026 Toyota Camry — Full Cost Breakdown in Philippines
Every cost component from purchase to 5-year ownership. All figures in USD equivalent.
| Cost Component | Amount (USD) |
|---|---|
| Base Price (MSRP) | $28K |
| Import Duty (30%) | $8K |
| VAT / Sales Tax (12%) | $4K |
| Total Purchase Price | $41K |
| Annual Insurance | $750 |
| Annual Fuel Cost | $1K |
| Annual Maintenance | $750 |
| Annual Depreciation | $6K |
| Registration & Road Tax | $550 |
| Total Annual Running Cost | $9K |
| 5-Year Total Cost of Ownership | $88K |
| Cost Per Kilometer | $0.631 |
For informational purposes only. All figures are estimates. Not financial advice. Prices and costs may change without prior notice.
Toyota Camry Fuel Cost Calculator — Philippines
Adjust your annual mileage and local fuel price to calculate your exact fuel costs.
Adjust Your Usage
Annual Fuel Cost
$1,260
USD equivalent
Monthly Fuel Cost
$105
Per month average
Annual Liters Used
1,200L
At 15,000 km/yr
Cost per 100km
$8.40
8L × ₱1.05
Toyota Camry Depreciation Curve
The Toyota Camry loses approximately $15K (54%) of its value over 5 years.
Year-by-Year Value
| New | $28K | 100% |
| Year 1 | $22K | 78% |
| Year 2 | $19K | 67% |
| Year 3 | $16K | 58% |
| Year 4 | $14K | 51% |
| Year 5 | $13K | 46% |
Depreciation based on mid-range segment averages.
Toyota Camry vs. Competitors in Philippines
How does the Toyota Camry compare to similar cars available in Philippines?
Toyota
Camry
Base Price
$28K
Annual Cost in Philippines
$9K
Honda
Accord
Base Price
$30K
Annual Cost in Philippines
$7K
Mazda
Mazda6
Base Price
$27K
Annual Cost in Philippines
$7K
Annual costs estimated for Philippines market. Import duty (30%) and VAT (12%) applied to all models.
🇵🇭 Owning a Car in Philippines
Traffic congestion increases fuel costs.
Very Expensive for Philippines
Annual car costs = 271% of average Philippines income ($4K/yr)
Average Annual Income
$4K
In Philippines
Fuel Price
₱1.05/L
Gasoline dominant
Avg Car Insurance
$750
Per year
Import Duty
30%
On vehicle value
VAT / Sales Tax
12%
Applied at purchase
Driving Side
Right-hand
Asia
Popular Car Brands in Philippines
Toyota Camry in Philippines — Frequently Asked Questions
Common questions about owning a Toyota Camry in Philippines.
The 2026 Toyota Camry has a base price of $28,000 USD. In Philippines, after 30% import duty and 12% VAT, the total purchase price is approximately $40,768 USD (₱40,768 PHP).