2026 Maruti Suzuki SwiftTrue Cost of Ownership in Hong Kong
90 hp inline-4, popular Indian hatchback, 2026 model. Full cost breakdown including import duty (115%), VAT (0%), insurance, fuel at HK$2.2/L, maintenance, and depreciation.
Purchase Price
$26K
Base: $12K
Annual Total
$14K
Insurance + fuel + maintenance
Import Duty
$14K
115% of base price
VAT
$0
0% applied
Annual Insurance
$2K
Avg for this country
5-Year Total
$97K
Purchase + 5yr running costs
2026 Maruti Suzuki Swift — Full Cost Breakdown in Hong Kong
Every cost component from purchase to 5-year ownership. All figures in USD equivalent.
| Cost Component | Amount (USD) |
|---|---|
| Base Price (MSRP) | $12K |
| Import Duty (115%) | $14K |
| VAT / Sales Tax (0%) | $0 |
| Total Purchase Price | $26K |
| Annual Insurance | $2K |
| Annual Fuel Cost | $2K |
| Annual Maintenance | $1K |
| Annual Depreciation | $2K |
| Registration & Road Tax | $6K |
| Total Annual Running Cost | $14K |
| 5-Year Total Cost of Ownership | $97K |
| Cost Per Kilometer | $0.944 |
For informational purposes only. All figures are estimates. Not financial advice. Prices and costs may change without prior notice.
Maruti Suzuki Swift Fuel Cost Calculator — Hong Kong
Adjust your annual mileage and local fuel price to calculate your exact fuel costs.
Adjust Your Usage
Annual Fuel Cost
$1,980
USD equivalent
Monthly Fuel Cost
$165
Per month average
Annual Liters Used
900L
At 15,000 km/yr
Cost per 100km
$13.20
6L × HK$2.20
Maruti Suzuki Swift Depreciation Curve
The Maruti Suzuki Swift loses approximately $6K (49%) of its value over 5 years.
Year-by-Year Value
| New | $12K | 100% |
| Year 1 | $10K | 80% |
| Year 2 | $8K | 70% |
| Year 3 | $7K | 62% |
| Year 4 | $7K | 56% |
| Year 5 | $6K | 51% |
Depreciation based on economy segment averages.
Maruti Suzuki Swift vs. Competitors in Hong Kong
How does the Maruti Suzuki Swift compare to similar cars available in Hong Kong?
Maruti Suzuki
Swift
Base Price
$12K
Annual Cost in Hong Kong
$14K
Toyota
Yaris
Base Price
$22K
Annual Cost in Hong Kong
$4K
Honda
Fit
Base Price
$21K
Annual Cost in Hong Kong
$4K
Hyundai
i20
Base Price
$20K
Annual Cost in Hong Kong
$4K
Annual costs estimated for Hong Kong market. Import duty (115%) and VAT (0%) applied to all models.
🇭🇰 Owning a Car in Hong Kong
First registration tax up to 115%. Fuel ~HK$20/L.
Moderate for Hong Kong
Annual car costs = 29% of average Hong Kong income ($48K/yr)
Average Annual Income
$48K
In Hong Kong
Fuel Price
HK$2.20/L
Gasoline dominant
Avg Car Insurance
$2K
Per year
Import Duty
115%
On vehicle value
VAT / Sales Tax
0%
Applied at purchase
Driving Side
Left-hand
Asia
Popular Car Brands in Hong Kong
Maruti Suzuki Swift in Hong Kong — Frequently Asked Questions
Common questions about owning a Maruti Suzuki Swift in Hong Kong.
The 2026 Maruti Suzuki Swift has a base price of $12,000 USD. In Hong Kong, after 115% import duty and 0% VAT, the total purchase price is approximately $25,800 USD (HK$25,800 HKD).