2024 Hyundai Santa CruzTrue Cost of Ownership in Ghana
281 hp turbocharged inline-4. Full cost breakdown including import duty (20%), VAT (15%), insurance, fuel at GH₵1.15/L, maintenance, and depreciation.
Purchase Price
$48K
Base: $35K
Annual Total
$11K
Insurance + fuel + maintenance
Import Duty
$7K
20% of base price
VAT
$6K
15% applied
Annual Insurance
$650
Avg for this country
5-Year Total
$102K
Purchase + 5yr running costs
2024 Hyundai Santa Cruz — Full Cost Breakdown in Ghana
Every cost component from purchase to 5-year ownership. All figures in USD equivalent.
| Cost Component | Amount (USD) |
|---|---|
| Base Price (MSRP) | $35K |
| Import Duty (20%) | $7K |
| VAT / Sales Tax (15%) | $6K |
| Total Purchase Price | $48K |
| Annual Insurance | $650 |
| Annual Fuel Cost | $2K |
| Annual Maintenance | $836 |
| Annual Depreciation | $7K |
| Registration & Road Tax | $350 |
| Total Annual Running Cost | $11K |
| 5-Year Total Cost of Ownership | $102K |
| Cost Per Kilometer | $0.716 |
For informational purposes only. All figures are estimates. Not financial advice. Prices and costs may change without prior notice.
Hyundai Santa Cruz Fuel Cost Calculator — Ghana
Adjust your annual mileage and local fuel price to calculate your exact fuel costs.
Adjust Your Usage
Annual Fuel Cost
$1,897
USD equivalent
Monthly Fuel Cost
$158
Per month average
Annual Liters Used
1,650L
At 15,000 km/yr
Cost per 100km
$12.65
11L × GH₵1.15
Hyundai Santa Cruz Depreciation Curve
The Hyundai Santa Cruz loses approximately $17K (49%) of its value over 5 years.
Year-by-Year Value
| New | $35K | 100% |
| Year 1 | $28K | 80% |
| Year 2 | $25K | 70% |
| Year 3 | $22K | 62% |
| Year 4 | $20K | 56% |
| Year 5 | $18K | 51% |
Depreciation based on suv segment averages.
Hyundai Santa Cruz vs. Competitors in Ghana
How does the Hyundai Santa Cruz compare to similar cars available in Ghana?
Hyundai
Santa Cruz
Base Price
$35K
Annual Cost in Ghana
$11K
Toyota
RAV4
Base Price
$32K
Annual Cost in Ghana
$8K
Honda
CR-V
Base Price
$31K
Annual Cost in Ghana
$7K
Mazda
CX-5
Base Price
$30K
Annual Cost in Ghana
$7K
Annual costs estimated for Ghana market. Import duty (20%) and VAT (15%) applied to all models.
🇬🇭 Owning a Car in Ghana
High import levies on vehicles.
Very Expensive for Ghana
Annual car costs = 429% of average Ghana income ($3K/yr)
Average Annual Income
$3K
In Ghana
Fuel Price
GH₵1.15/L
Gasoline dominant
Avg Car Insurance
$650
Per year
Import Duty
20%
On vehicle value
VAT / Sales Tax
15%
Applied at purchase
Driving Side
Right-hand
Africa
Popular Car Brands in Ghana
Hyundai Santa Cruz in Ghana — Frequently Asked Questions
Common questions about owning a Hyundai Santa Cruz in Ghana.
The 2024 Hyundai Santa Cruz has a base price of $35,000 USD. In Ghana, after 20% import duty and 15% VAT, the total purchase price is approximately $48,300 USD (GH₵48,300 GHS).