2026 Changan LuminTrue Cost of Ownership in Pakistan
41 hp all-electric mini city car, 2026 model. Full cost breakdown including import duty (50%), VAT (17%), insurance, fuel at ₨1.25/L, maintenance, and depreciation.
Purchase Price
$18K
Base: $10K
Annual Total
$4K
Insurance + fuel + maintenance
Import Duty
$5K
50% of base price
VAT
$3K
17% applied
Annual Insurance
$450
Avg for this country
5-Year Total
$38K
Purchase + 5yr running costs
2026 Changan Lumin — Full Cost Breakdown in Pakistan
Every cost component from purchase to 5-year ownership. All figures in USD equivalent.
| Cost Component | Amount (USD) |
|---|---|
| Base Price (MSRP) | $10K |
| Import Duty (50%) | $5K |
| VAT / Sales Tax (17%) | $3K |
| Total Purchase Price | $18K |
| Annual Insurance | $450 |
| Annual Fuel Cost | $0 |
| Annual Maintenance | $386 |
| Annual Depreciation | $3K |
| Registration & Road Tax | $550 |
| Total Annual Running Cost | $4K |
| 5-Year Total Cost of Ownership | $38K |
| Cost Per Kilometer | $0.279 |
For informational purposes only. All figures are estimates. Not financial advice. Prices and costs may change without prior notice.
Changan Lumin Fuel Cost Calculator — Pakistan
Adjust your annual mileage and local fuel price to calculate your exact fuel costs.
Adjust Your Usage
⚡ Electric Vehicle
The Changan Lumin runs on electricity. No fuel costs apply. Charging costs vary by electricity tariff in Pakistan.
$0 Fuel Cost
Electric vehicle — no gasoline required
Changan Lumin Depreciation Curve
The Changan Lumin loses approximately $6K (57%) of its value over 5 years.
Year-by-Year Value
| New | $10K | 100% |
| Year 1 | $7K | 72% |
| Year 2 | $6K | 62% |
| Year 3 | $5K | 54% |
| Year 4 | $5K | 48% |
| Year 5 | $4K | 43% |
Depreciation based on electric segment averages.
Changan Lumin vs. Competitors in Pakistan
How does the Changan Lumin compare to similar cars available in Pakistan?
Changan
Lumin
Base Price
$10K
Annual Cost in Pakistan
$4K
Tesla
Model 3
Base Price
$42K
Annual Cost in Pakistan
$5K
Hyundai
IONIQ 6
Base Price
$39K
Annual Cost in Pakistan
$5K
BMW
i4
Base Price
$56K
Annual Cost in Pakistan
$8K
Annual costs estimated for Pakistan market. Import duty (50%) and VAT (17%) applied to all models.
🇵🇰 Owning a Car in Pakistan
High import duties, low insurance.
Very Expensive for Pakistan
Annual car costs = 262% of average Pakistan income ($2K/yr)
Average Annual Income
$2K
In Pakistan
Fuel Price
₨1.25/L
Gasoline dominant
Avg Car Insurance
$450
Per year
Import Duty
50%
On vehicle value
VAT / Sales Tax
17%
Applied at purchase
Driving Side
Left-hand
Asia
Popular Car Brands in Pakistan
Changan Lumin in Pakistan — Frequently Asked Questions
Common questions about owning a Changan Lumin in Pakistan.
The 2026 Changan Lumin has a base price of $10,000 USD. In Pakistan, after 50% import duty and 17% VAT, the total purchase price is approximately $17,550 USD (₨17,550 PKR).