LuxuryModel Hub

Bmw X4

248 hp turbocharged inline-4, compact luxury coupe SUV, 2026 model. Compare true ownership costs across 50 countries — purchase price, import duties, insurance, fuel, and annual running costs.

2026 2025

Base Price

$57K

USD MSRP

Cheapest Country

🇻🇪 Venezuela

$15K/yr

Most Expensive

🇸🇬 Singapore

$38K/yr

5-Year TCO (US)

$177K

Total cost of ownership

Countries Tracked

Full cost breakdown

Years Available

Model years tracked

⛽

Fuel Efficiency

~12L / 100km

At 15,000 km/yr, approx. 1800 litres annually

📉

3-Year Depreciation

43% loss

Loses ~$24,510 from $57,000 base in 3 years

🔧

Annual Maintenance

$4,000

Typical for Luxury segment in developed markets

🏷️

Segment

Luxury

Competes in the Luxury segment globally

About This Model

Luxury Segment: Premium Costs, Premium Residuals

Luxury models carry higher purchase prices, insurance premiums, and service costs than equivalent mid-range vehicles — but they also deliver stronger residual values in established markets. The three-year residual value for well-specified luxury models typically exceeds 55% of new price, compared to 45–50% for mid-range equivalents. Buyers should account for the higher cost of consumables: premium-grade tyres, specialist lubricants, and manufacturer-specific service parts can add 40–60% to annual maintenance costs versus non-luxury equivalents.

The Bmw X4 is a Luxury-segment vehicle with a base price of $57,000 USD. 248 hp turbocharged inline-4, compact luxury coupe SUV, 2026 model. Across 50 countries, annual ownership costs range from $15K in Venezuela to $38K in Singapore — a 157% difference driven by import duties, fuel prices, insurance markets, and local taxation.

Annual Cost Snapshot (US)

Depreciation

$14,250

Insurance

$1,900

Fuel

$1,710

Maintenance

$5,429

Registration

$450

Total Annual$23,739

Full US Breakdown

Interactive Chart

Bmw X4 — Annual Cost by Country

Includes insurance, fuel (15,000 km/yr), maintenance, depreciation, and taxes.

Depreciation Curve

How Fast Does the X4 Lose Value?

Starting at $57,000, the Bmw X4 retains 46% of its value after 5 years — losing $30,780 in total.

Year 1

$42,750 (75%)

Year 2

$37,050 (65%)

Year 3

$32,490 (57%)

Year 4

$29,070 (51%)

Year 5

$26,220 (46%)

Market Value Over 5 Years

Cost Composition

What Makes Up the Annual Cost?

Annual ownership cost in the United States: $23,739. Depreciation is the largest single cost at 60% of total annual spend.

Depreciation

$14,25060%

Insurance

$1,9008%

Fuel

$1,7107%

Maintenance

$5,42923%

Registration

$4502%

Country Rankings

Where Is the X4 Cheapest & Most Expensive?

🏆5 Cheapest Countries to Own

#1🇻🇪

Venezuela

Purchase: $79K

$15K/yr

#2🇮🇷

Iran

Purchase: $118K

$15K/yr

#3🇧🇩

Bangladesh

Purchase: $164K

$17K/yr

#4🇪🇬

Egypt

Purchase: $91K

$17K/yr

#5🇳🇬

Nigeria

Purchase: $83K

$18K/yr

💸5 Most Expensive Countries to Own

#1🇸🇬

Singapore

Purchase: $88K

$38K/yr

#2🇭🇰

Hong Kong

Purchase: $123K

$33K/yr

#3🇬🇧

United Kingdom

Purchase: $73K

$28K/yr

#4🇮🇹

Italy

Purchase: $76K

$28K/yr

#5🇧🇷

Brazil

Purchase: $86K

$28K/yr

50 Countries

Bmw X4 — Annual Cost by Country

Based on 2026 model. Includes insurance, fuel (15,000 km/yr), maintenance, depreciation, and taxes.

#	Country	Purchase Price	Import Duty	Insurance/yr	Fuel/yr	Annual Total	Details
1	🇻🇪Venezuela	$79K	20%	$100	$18	$15K	View
2	🇮🇷Iran	$118K	90%	$150	$90	$15K	View
3	🇧🇩Bangladesh	$164K	150%	$200	$1K	$17K	View
4	🇪🇬Egypt	$91K	40%	$450	$684	$17K	View
5	🇳🇬Nigeria	$83K	35%	$550	$990	$18K	View
6	🇷🇺Russia	$79K	15%	$700	$1K	$18K	View
7	🇮🇳India	$146K	100%	$350	$2K	$18K	View
8	🇺🇦Ukraine	$75K	10%	$500	$2K	$18K	View
9	🇵🇪Peru	$73K	9%	$600	$2K	$19K	View
10	🇵🇰Pakistan	$100K	50%	$450	$2K	$19K	View
11	🇻🇳Vietnam	$107K	70%	$450	$2K	$19K	View
12	🇮🇩Indonesia	$89K	40%	$650	$1K	$19K	View
13	🇬🇭Ghana	$79K	20%	$650	$2K	$19K	View
14	🇶🇦Qatar	$60K	5%	$1K	$342	$19K	View
15	🇲🇾Malaysia	$79K	30%	$950	$936	$20K	View
16	🇵🇭Philippines	$83K	30%	$750	$2K	$20K	View
17	🇸🇦Saudi Arabia	$69K	5%	$1K	$432	$20K	View
18	🇹🇭Thailand	$110K	80%	$850	$2K	$20K	View
19	🇰🇪Kenya	$83K	25%	$750	$2K	$20K	View
20	🇲🇽Mexico	$79K	20%	$1K	$1K	$20K	View
21	🇨🇴Colombia	$92K	35%	$1K	$2K	$20K	View
22	🇦🇷Argentina	$93K	35%	$1K	$1K	$20K	View
23	🇦🇪UAE	$63K	5%	$1K	$756	$20K	View
24	🇷🇴Romania	$75K	10%	$950	$2K	$21K	View
25	🇭🇺Hungary	$80K	10%	$1K	$3K	$21K	View
26	🇨🇱Chile	$72K	6%	$1K	$2K	$21K	View
27	🇨🇳China	$74K	15%	$1K	$2K	$22K	View
28	🇨🇿Czech Republic	$76K	10%	$1K	$3K	$22K	View
29	🇵🇱Poland	$77K	10%	$1K	$3K	$22K	View
30	🇿🇦South Africa	$82K	25%	$2K	$2K	$23K	View
31	🇰🇷South Korea	$68K	8%	$1K	$3K	$23K	View
32	🇬🇷Greece	$78K	10%	$1K	$3K	$23K	View
33	🇵🇹Portugal	$77K	10%	$1K	$3K	$23K	View
34	🇹🇷Turkey	$123K	80%	$950	$4K	$24K	View
35	🇺🇸United States	$58K	2.5%	$2K	$2K	$24K	View
36	🇪🇸Spain	$76K	10%	$2K	$3K	$24K	View
37	🇯🇵Japan	$63K	0%	$1K	$3K	$24K	View
38	🇫🇮Finland	$78K	10%	$2K	$3K	$24K	View
39	🇳🇿New Zealand	$69K	5%	$2K	$3K	$24K	View
40	🇸🇪Sweden	$78K	10%	$2K	$3K	$25K	View
41	🇫🇷France	$75K	10%	$2K	$3K	$25K	View
42	🇦🇹Austria	$75K	10%	$2K	$3K	$25K	View
43	🇩🇪Germany	$75K	10%	$2K	$3K	$25K	View
44	🇨🇦Canada	$64K	6.1%	$2K	$2K	$25K	View
45	🇦🇺Australia	$66K	5%	$2K	$2K	$26K	View
46	🇳🇱Netherlands	$76K	10%	$2K	$4K	$26K	View
47	🇧🇪Belgium	$76K	10%	$2K	$3K	$26K	View
48	🇨🇭Switzerland	$65K	6.5%	$2K	$3K	$26K	View
49	🇳🇴Norway	$89K	25%	$2K	$4K	$26K	View
50	🇩🇰Denmark	$178K	150%	$2K	$3K	$27K	View
51	🇮🇱Israel	$122K	83%	$2K	$4K	$27K	View
52	🇧🇷Brazil	$86K	35%	$3K	$2K	$28K	View
53	🇮🇹Italy	$76K	10%	$2K	$3K	$28K	View
54	🇬🇧United Kingdom	$73K	6.5%	$3K	$3K	$28K	View
55	🇭🇰Hong Kong	$123K	115%	$2K	$4K	$33K	View
56	🇸🇬Singapore	$88K	41%	$3K	$3K	$38K	View